SlickDeals.net: Get $250 credit for opening a checking account From BMO Harris - Direct Deposit Required, posted on 08-29-2015 09:15 AM

[fromSlickDeals.net]

Get $250 credit for opening a checking account From BMO Harris - Direct Deposit Required

Thumb Score: 0
Open an eligible BMO Harris checking account with qualifying direct deposits and get a $200 cash bonus. Also, you can earn an additional $50 cash bonus when you qualify for the $200 cash bonus and turn off paper statements through online banking. Get the cash bonuses by using promo code flexcode12


Account Type: Everyday Checking, Select Checking, or Portfolio
Availability: Nationwide.
Expiration Date: 1/22/2016
Hard Inquiry: No, just a soft pull.
Direct Deposit Requirement: Yes($300 or more)
Monthly Fee: Yes, $1K Balance to waive $10 monthly fee on Everyday, or $5K to waive $15 monthly fee for Select Checking.
Additional Requirements: Minimum opening deposit of $100 is required.
Closing Account Fee: Yes, $50. Must wait 6 months before closing to avoid early closure fee.

---------------------------------------------------
Terms & Conditions
To receive the cash bonuses, you must mention or use the promo code and your accounts must be open and in good standing on the Payment Date. Cash bonuses are not considered part of the opening deposits and will be reported to the IRS for tax purposes. You are responsible for any applicable taxes. BMO Harris reserves the right to amend or cancel any part of these offers and each is limited to one per account.

1. $200 checking cash bonus is valid for a new BMO Harris Everyday Checking, BMO Harris Select Checking or BMO Harris Portfolio Checking account opened between July 27, 2015 and January 22, 2016. Offer not available to existing BMO Harris personal checking account customers (including all signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months of opening a new account as part of this promotion.

To receive the cash bonus, you must open the checking account and have qualifying direct deposits into the account. Qualifying direct deposits are recurring direct deposits of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency. Each direct deposit must be in an amount of $300 or more and the first direct deposit must occur within 60 days of account opening. We reserve the right to request documentation to support that the direct deposits are qualifying direct deposits. If we determine you have met the terms of the offer, the cash bonus will be deposited into your new BMO Harris personal checking account on the Payment Date. Payment Date means approximately 120 days after account opening.

BMO Harris Select Checking and BMO Harris Portfolio Checking are variable rate, personal interest-bearing checking accounts and the minimum deposit needed to open each is $100. Interest rates and Annual Percentage Yields (APYs) may change at any time without notice. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. The following collected balance tiers and corresponding APYs are effective as of July 1, 2015 and are subject to change at our discretion at any time. Account balance tiers and corresponding APYs for BMO Harris Select Checking are as follows: 1) 0.01% for balances up to $9,999.99; 0.05% for balances of $10,000 or more for our Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois. 2) 0.05% for all balances for all other BMO Harris locations. Account balance tiers and corresponding APYs for BMO Harris Portfolio Checking are as follows: 0.05% for balances up to $24,999.99; 0.10% for balances of $25,000 or more. Interest is calculated on the entire collected balance each day at the rate in effect for that balance tier. You must maintain the required minimum collected balance for each tier in order to earn the APYs disclosed. We use the daily balance method to calculate interest, by which a daily periodic rate is applied to the collected balance in the account each day. Interest is compounded daily on the collected balance and credited to the account monthly on the statement period date. Checks you deposit into your account begin to earn interest on the business day we receive credit for them. Fees and withdrawals may reduce earnings. For account and fee information or current interest rates, visit bmoharris.com.

2. To receive the $50 paperless statements cash bonus, you must 1) meet the criteria to receive the $200 checking cash bonus, 2) enroll in BMO Harris Online Banking and 3) opt to receive electronic only statements on your new checking account by January 22, 2016. To opt for electronic only statements you must 1) log in to BMO Harris Online Banking and select the Preferences tab, 2) select Statement Preferences and 3) select Electronic Only and agree to the terms. You must still be opted in for electronic only statements on the Payment Date. Payment Date means approximately 120 days after opting to receive electronic only statements. If we determine you have met the terms of the offer, the cash bonus will be deposited into your BMO Harris personal checking account on the Payment Date.


Original Post